When you rent an apartment or a house, you typically have to pay first and last month's as well as put down a security deposit. That security deposit is so that the landlord is protected should you or a guest break one of their appliances or cause damages beyond normal wear and tear, but what protects you? If someone you don't know comes in and breaks or steals your laptop, or if a fire ruins your furniture, who will help you recover? The foremost answer is renters insurance.
Renters insurance is a special type of insurance that anyone who rents a home or a similar space can purchase. As with other types of insurance, you will pay a monthly or bi-annual premium, and in exchange, you will enjoy financial protection should your possessions ever be damaged, stolen, or vandalized. Renters insurance protects you from events like electrical surges, fires, burglary, and more.
When purchasing renters insurance from Drazick Insurance, you'll be offered several different types of coverage. The most notable of these coverages include:
For more information about renters insurance and the different types of coverage, you can get on your Pennsylvania policy, give our team at Drazick Insurance a call.